Call Us (+254) 722004065, (+254) 722002685

  • Update Next of Kin

  • App and USSD
  • FOSA Salary Account

  • App and USSD
  • Miradi Loan
  • Miradi Loan
  • Have you updated your Next of Kin?

    Download form here

  • Safaricom SACCO App

    • Download our App on the google play store MSacco+ and transfer money from FOSA to any Bank A/C
    • Or  use USSD Code by dialling *346#
  • FOSA Salary Account

    You can channel your salary to the Sacco via FOSA A/C
  • Lipa Na Mpesa

    Save yourself the hustle. Pay your deposits/shares and repayments using paybill number 505100
  • Childrens Account

    Children are the future. Save for them and earn 7.5% interest.

    Learn more

  • Miradi Loan

    Borrow upto 30 Million KES. 
    Title deed and your home can be part of the collateral

    Learn more

  • Insurance Premium Finance

    • Interest rate 1% P.M on reducing balance
    • Repayment in 6 months
    • No guarantors required

    Learn more

  • Hand of comfort

    Save your family a fortune in funeral expenses. Join hand of comfort and get much more in your hour of grief

    Learn more

  • Car Loan

    Own your first car or an upgrade through the SACCO. You can now purchase imported or locally purchased car at 1% p.m and repayment of up to 48 months.

Limited Plots Available in Naivasha!!!

Our Partners

Join Us

Safaricom Sacco is open to Corporates, Individuals Introduced by Sacco members, SME's, Small Sacco's and Chama's. Join us,The best managed Sacco!

Learn how

Safaricom Sacco membership is open to employees of SAFARICOM LTD, Spouses of Members, and Children above 18 years, Individuals introduced by Sacco members and employees of other corporates admitted as per the Membership policy. For now the Sacco is servicing membership of over 150 corporates.
Individual members (Alpha Membership) are eligible to patronize loan facilities after Six (6) months of consistent savings in the Back Office Services Activity (BOSA), Section and Group membership are qualified for the facility after patronizing Front Office Services Activity (FOSA) section for the same period.


  • Membership fees is Ksh 1,000, this is deducted from the Salary with the first deduction
  • Minimum monthly deposit contribution is Ksh 3,000.00
  • Minimum Share Capital is 400 shares equity @ Ksh 100 equal to Ksh 40,000 (To pay within 12 months Period)
  • Loan qualification is after 6 Months of consistent saving.



  • Membership Fee: Ksh 2,000
  • FOSA Monthly minimum deposit: Ksh 5,000
  • Minimum account balance: Ksh 5,000
  • Minimum Shareholding :Ksh 20,000


  • Membership Fee: Ksh 2,000
  • FOSA Monthly minimum deposit: Ksh 5,000
  • To raise 20% deposit in case of loan request
  • Minimum Shareholding :Ksh 10,000


  • Membership Fee: Ksh 2,000
  • FOSA Monthly minimum deposit: Ksh 5,000
  • Minimum account balance: Ksh 5,000
  • Minimum Shareholding: Ksh 1,000

Sacco Exit
Should a member wish to withdraw from the Sacco the exit procedure is as below:

  • Fill in withdrawal form
  • If a member has guaranteed anyone, the guarantor should find an alternative guarantor replacement
  • Deposits refunded within 60 days
  • Shares may remain there if a member so wishes or sell/transfer to an existing member.


Our Vision and Mission

To be the financial services partner of choice


We transform our members’ lives through provision of affordable, innovative and accessible financial services

Our Location

We have two offices in Nairobi:

Main Office, Westlands Safaricom Care Centre (SCC) First Floor.

JCC Office, Mombasa Road, Sarin Park (JCC) Ground Floor

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