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BOSA

Back Office Service Activity (BOSA)

Back Office Service Activity deals with non-withdraw able savings and allows members to borrow against their savings, at very competitive interest rates.

BOSA Savings Products

Deposit Contribution

This is the monthly deposit made by a member against which they take loans, guarantee loans and earn interest/rebate at the end of the year.


BOSA Loans (Long Term)

Ustawi/Mortgage Loan

This product is intended to empower members undertake development projects for ready houses with long-term benefits

Super Premium Loan

This is a special product tailored to satisfy members need for extra financing after taking up a Development loan and there still need for more project funds and stretch the repayment within 72 Months

Land Loan

This product is facilitated by the Sacco to empower members own a piece of land.

Pepea Loan

This is a special product tailored to satisfy members need for extra financing after taking up a Development loan and there still need for more project funds.

Asset Financing Loan

Members involved in diverse business ventures which includes specialized machinery, Boda Boda, Office, Gym and laboratory equipment can now purchase the equipment through Co-ownership of the Sacco

Car Loan

This facility enables members to purchase private quality cars through co-ownership with the Sacco.

Miradi Loan

This product is intended to empower members undertake development projects with long-term benefits e.g. Residential & Commercial buildings, Business ventures and other investments.

Premium Loan

This is a special product tailored to satisfy members need for extra financing after taking up a Development loan and there still need for more project funds.

Development Loan

This product is intended to empower members undertake development projects with long-term benefits e.g. Residential & Commercial buildings, Business ventures and other investments.


BOSA Loans (Short Term)

Short-term loan facility is available for short-term purposes. The Sacco processes these loans within 1 Hour of application and installments of 12 Months.

Education Loan

Studying is already quite demanding, the Sacco offers members’ with an opportunity to pay for their studies as well as their Children’s school fees without straining.

Smart Home Loan

This product provides financing to members to equip their homes with quality appliances, house furniture, car accessories, Phones, Tanks etc. from selected reliable suppliers

Pamoja Loan

There is need to promote active membership through giving new members the opportunity to access credit before the 6 months of membership period is over.