BOSA Products

Back Office Service Activity (BOSA)
Back Office Service Activity deals with non-withdraw able savings and allows members to borrow against their savings, at very competitive interest rates.

BOSA Savings Products
Deposit Contribution
This is the monthly deposit made by a member against which they take loans, guarantee loans and earn interest/rebate at the end of the year.

BOSA Loans (Long Term)
FARAJI CONSTRUCTION HOME LOAN
KMRC MORTGAGE (FARAJI READY HOMES LOAN)
This product is intended to empower members undertake development projects for ready houses with long-term benefits

Ustawi/Mortgage Loan
This product is intended to empower members undertake development projects for ready houses with long-term benefits

Land Loan
This product is facilitated by the Sacco to empower members own a piece of land.

Asset Financing Loan
Members involved in diverse business ventures which includes specialized machinery, Boda Boda, Office, Gym and laboratory equipment can now purchase the equipment through Co-ownership of the Sacco

Car Loan
This facility enables members to purchase private quality cars through co-ownership with the Sacco.

Premium Loan
This is a special product tailored to satisfy members need for extra financing after taking up a Development loan and there still need for more project funds.

Development Loan
This product is intended to empower members undertake development projects with long-term benefits e.g. Residential & Commercial buildings, Business ventures and other investments.

BOSA Loans (Short Term)
Short-term loan facility is available for short-term purposes. The Sacco processes these loans within 1 Hour of application and installments of 12 Months.

Education Loan
Studying is already quite demanding, the Sacco offers members’ with an opportunity to pay for their studies as well as their Children’s school fees without straining.

Smart Home Loan
This product provides financing to members to equip their homes with quality appliances, house furniture, car accessories, Phones, Tanks etc. from selected reliable suppliers

Pamoja Loan
There is need to promote active membership through giving new members the opportunity to access credit before the 6 months of membership period is over.