SafCIRI – Mobile Application & USSD *345#

The Sacco has a mobile application – SafCIRI on both the Google Playstore & Apple Store. We also have a USSD Code (*345#) that is convenient to enable members access their FOSA savings, salaries and loans paid via any phone and transfer is made to their M-PESA accounts real time.

If you have neither used the *345# service nor the app before select Register on safCIRI, else select Activate.


  1. Enter your phone and ID number and an OTP shall be send to you via SMS.
  2. Login to the app using the OTP and you you will be prompted to change to your own preferred 4-digit PIN to use every time you access the app. That PIN will also be usable on the USSD *345# service.


  1. Launch app on phone.
  2. Click on Activate account, then select send me an activation key,
  3. Enter your phone number and PIN that you set.
  4. Click ok when prompted an activation code will sent.
  5. On receiving activation code via SMS, enter the 6-digit code on the app and click ok.
  6. Lastly enter your USSD PIN to login to app. Remember both *345# and safCIRI mobile app use the same PIN.